Towing a Car that has No Insurance

Any vehicle that is being driven on the road and has been registered with the Department of Motor Vehicle should have a valid license. However, there are instances when a license will not be required on the towed vehicle and these are:

  • If the vehicle is not registered with the Department of Motor Vehicle; in this case, this vehicle should not be operated on a public highway. If you must use it, it should be on a private property.
  • If the vehicle is being towed to a shop or to a buyer’s home, you will not require having insurance on the vehicle being towed.
  • If the vehicle being towed is not currently in an operable state, insurance will not be required.

You may have a vehicle that has been sitting in the backyard for a long time and if you choose to have it sold or repaired, you will not need to have an insurance cover. There is a requirement to notify the Department of Motor Vehicles that your vehicle is no longer operational to avoid incurring penalties due to non-payment of insurance.

When towing a vehicle that does not have an insurance cover and the vehicle has been filed as non-operational, the cover on the towing truck will be extended to the towed vehicle. If the vehicle being towed accidentally damages another vehicle while in tow, the insurance company that has insured the towing truck will pay for the damages of the vehicle being towed.

There will be a need to confirm with the insurance company that is covering the towing truck if the cover will extend to the towed vehicle if it does not have an insurance cover of its own. There are insurance companies that will only agree to pay if both the towing vehicle and the vehicle being towed are registered in the same name.

In case an accident occurs during the towing of an uninsured vehicle, the insurance company that covers the towing truck will not pay for the damages caused to the vehicle being towed. The owner of the towed vehicle must pay for the damages caused to his vehicle during the towing.

There is an insurance cover that one can undertake that will cover any damages to the towed vehicle. Any person who is afraid that his car might be damaged while being towed can take this cover and if anything goes wrong, he will be compensated accordingly.

If you intend to tow your vehicle to a specified destination, it will be possible to buy an insurance cover through the towing company. This will give the towing company the responsibility of having the liability coverage and if any claims of negligence are made against the driver of the towing truck, the company will pay for the damages.

If you fail to purchase liability insurance with the towing company, it will be impossible to prove that the company’s negligence caused the damages done to your car and you will be forced to pay for your car’s damages. You have to consider the safety of your vehicle and the loss you would incur before you choose to have it towed without an insurance cover.

 

 

Best Towing Trucks

A good towing truck will give you better returns on your investment and will ensure the continuity of your business for years to come. Below are the best towing trucks available on the market today:

  • Hook & Chain Truck: These are also called sling trucks. To use them for towing, a hook is attached to the vehicle being towed and the truck will drug it to its destination.

A hook and chain truck is mostly used to transfer vehicles from accident scenes or those vehicles whose rear wheels are missing.

Pros

They are durable

They are affordable

Cons

The chains can easily break due to pressure rendering them useless

The chains can damage or scratch the vehicle being towed

These trucks cannot be used to transport 4*4 drives as it will ruin the drivetrain

  • Flatbed truck: they are also referred to as rollback towing trucks. They have a specially designed hydraulic system for positioning the bed in a way that the vehicle being towed will drive on the bed.

The hydraulic system will automatically restore the bed to its original position when the vehicle gets on the track. If the vehicle is not in good shape, a mounted winch will be used in pulling it onto the towing vehicle’s bed.

Pros

It can safely transport two-wheel and four-wheeled vehicles without causing any damage.

It is easy to load the vehicle onto the towing truck.

The use of this truck will save time as every process is automated.

Cons

It is expensive to purchase

  • Wheel-lift towing truck: This truck works in the same way as the flatbed truck. However, instead of having hooks and chains, a metallic yoke will be used.

The metal yoke is made to fit on every wheel of the vehicle being towed and the hydraulic system will lift it and put it in a position that will enable the towing truck to easily pull it to its destination.

Pros

It has a simplified method of use in transportation

The vehicle being transported cannot be damaged as the yokes are only attached to the wheels.

They are cheaper that flatbed towing trucks

Cons

It cannot be used on damaged vehicles

The vehicle being transported is not safe as it is pulled with its front wheels touching the ground while the rear wheels are suspended on the yoke.

  • Integrated towing truck: This is a specialized type of towing truck that is commonly preferred for heavy-duty purposes. Their main use is towing other towing trucks, buses or other heavy vehicles. It is endowed with extra axles to make it more stable so that it can easily handle heavy-weight vehicles.

You can now make an informed choice and buy a towing truck that will offer the best services to your customers. If you are looking for a cheaper option, you can go for the hook & chain truck, but if you are looking for quality services with no damages to the vehicle being transported, you will buy the flatbed towing truck. Whatever your choice is, always remember to put the safety of the customers’ vehicles ahead of everything as this will determine the future of your towing company.

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Advantages of Emergency Roadside and Tow Truck Services

It’s an accepted fact of life that no matter how careful you are about maintaining your vehicle, it is bound to break down at one time or the other, often at a place where getting help might be a tall task. The other truth is that people rarely think about emergencies or accidents. After all, who sets out on a journey thinking that an accident will happen or the car will suddenly decide to desert you. Unfortunately, it does happen and lands upon you by surprise. Thus it’s best to be prepared for it and actually have an emergency roadside and tow truck services contact number at your speed dial. For those who are unknown about its advantages, we present a few of them to think about.

You won’t be left stranded at the side of the road

A car breakdown straightaway means you being left stranded in the middle of the road. Pre-booking a tow truck service saves you from being stranded. You need not be in a bad position anymore. All you need to do is just call them and give your location. They would reach you as soon as possible and take you to a garage, auto repair shop and even drop you at your home. This is undoubtedly the beauty of using their services. You will always have a friend by your side in times of need.

Reliable and immediate service

Tow truck service is not exclusively for towing your vehicle. Whether you have run out of fuel or need help changing a tire; you will have a professional assisting you. Most of the tow truck drivers are qualified mechanics. No matter what problem you face with your car, they would reach you as quickly as possible and do the needful to get you back on track. You can always rely on them to respond to your emergency situation.

Affordable costs for all services

Let’s suppose you had not signed a contract with any tow truck service. Availing their service at the eleventh hour will inevitably cost you more. But if you have fixed it earlier, you will be surprised at just how economical they can be. They barely come down to few dollars a week. The hassle and the unnecessary cost are bound to hurt you more especially as you are already in a mess.

Roadside assistance

The best thing about emergency services is that you know you will get roadside assistance at all times. Sometimes you just require minor repair services to get your car moving. The tow truck service mechanics are deft enough to execute quite a few repairs on the spot and get your car back on the streets. If it cannot be repaired, it will be towed back to the repair garage of your choice. This is a heavenly boon at the times of crisis. All feelings of panic and fear do not touch you and you remain confident of being pulled out of the situation.

Final thoughts

While there are many car owners; very few are well versed enough to execute even the minor repairs. Experimenting on your own might do more harm than good! Thus, it is more feasible that you actually think about emergency services and make the arrangements before and remain happy even in crisis situations.